Approved Accreditation Programs & Organizations

The Uniform Debt-Management Services act requires that an applicant for registration provide evidence that, within 12 months after initial employment, each of the applicant's counselors becomes certified as a certified counselor.  Utah Code Annotated § 13-42-106(9).  A certified counselor "means an individual certified by a training program or certifying organization, approved by the administrator, that authenticates the competence of individuals providing education and assistance to other individuals in connection with debt-management services."  Utah Code Ann. § 13-42-102(6).

The following programs or organizations have been approved by the division to meet the certification requirement of Utah Code Ann. § 13-42-106(9):

• The Accredited Financial Counselor Program and Certified Housing Counselor Program provided by the Association for Financial Counseling and Planning Education.
• The Certified Personal Finance Counselor Program provided by the Center for Financial Certifications
• The Credit Counselor Certification Program provided by the National Association of Certified Credit Counselors
• The Counselor Certification Program provided by the National Foundation for Credit Counseling
• National Institute for Financial Education